Open Today Sales: 9 AM-8 PMOpen Today Service: 7 AM-7 PM
Location
1127 Santa Monica Blvd, Santa Monica, CA 90401
Location
1127 Santa Monica Blvd, Santa Monica, CA 90401
If you’ve found a new BMW that you can’t wait to drive around Pacific Palisades, then the next step is to review our offers for BMW finance rates. We’ll not only help you get the best offer for your BMW, but we’ll also make sure that your auto interest rates are explained in detail. That way, you can feel absolutely confident in the final decision you make. Let us help you secure your BMW at an excellent rate.
These hand-selected offers are so exclusive, we cannot display them publicly. Instantly Reveal your exclusive offers today.
Valid upon the purchase of your lease return. Eligible leases will receive an inspection report by BMW Financial Services, a completion of lease return receipt by BMW of Santa Monica and $500 which will be sent by check in the mail within 10 business days. At the customer’s request, the $500 may be applied toward excess wear & use charges assessed at lease return. Customer is responsible for any excess mileage, wear & use, and applicable turn-in fees through financed bank. Lease return does not imply commitment to pay any remaining payments on existing lease term. This offer must be mentioned at time of inspection. Excludes previous trade-in/offers. No cash value. Offers valid only at BMW of Santa Monica. Certain exclusions may apply. See dealer for complete details.
Offer expires: 09/30/2026
Through September 30, 2026, 0.90% APR financing for up to 24 monthly payments of $42.06 for every $1,000 financed, and 0.90% APR financing for up to 60 monthly payments of $17.05 for every $1,000 financed on new 2026 BMW i7 eDrive50, i7 xDrive60, i7 M70, X3 30 xDrive, X5 sDrive40i, X5 xDrive40i, 330i Sedan, 330i xDrive Sedan, 740i Sedan, 740i xDrive Sedan, 750e xDrive Sedan, 760i xDrive Sedan models and new 2027 BMW X7 xDrive40i, X7 M60i models is available from participating BMW Centers to well qualified customers who meet BMW Financial Services NA, LLC credit requirements. No down payment required for well qualified customers. Not all customers will qualify for down payment waiver or lowest rate. Other rates and payment terms available. All offers are subject to dealer participation. Offers valid through September 30, 2026. Visit your authorized BMW Center for important details.
Offer expires: 09/30/2026
Offers available to qualified customers who lease or finance through BMW Financial Services NA, LLC. Loyalty offer limited to customers who have owned or leased a BMW model in the last 12 months. In order to qualify for a BMW Loyalty Credit, loyal current or former BMW owners or lessees must show proof of ownership or BMW Financial Services NA, LLC account number and qualify for credit approval. Available Loyalty Offers: 2025/2026 2 Series Coupe/2 Series Gran Coupe/X1/X3 ($1,000 Bonus), 2026 3 Series/4 Series/i4 ($1,000 Bonus), 2025 3 Series/4 Series/i4/X4 and 2025/2026 5 Series/i5/X5/X6/X7/iX ($2,000 Bonus), 2025/2026 8 Series ($2,500 Bonus), 2025/2026 7 Series/i7 ($5,000 Bonus). Must take delivery by September 30th, 2026. Availability of Loyalty Credits are subject to dealer participation. Visit your authorized BMW Center for important details.
Offer Expires: 09/30/2026
Eligible lease customers can receive a $500 lease credit on new MY25/MY26/MY27 BMWs leased through BMW Financial Services NA, LLC.
Eligible customers who finance new MY25/MY26/MY27 BMWs through BMW Financial Services NA, LLC combined with a promotional APR offer can receive a $500 purchase credit off MSRP. Promotional APR offers are available through BMW Financial Services NA, LLC and vary by model and model year. See your authorized BMW Center for important details regarding promotional APR offers on your selected BMW.
Eligible customers who purchase new MY25/MY26/MY27 BMWs with cash or who finance with financial institutions other than BMW Financial Services NA, LLC or who finance through BMW Financial Services NA, LLC without a promotional APR offer can receive the following purchase credits: $1500 off MSRP on the BMW 2 series, X1, and X2; $2500 off MSRP on the BMW 3 series, 4 series, and Z4; $3000 off MSRP on the BMW i4, X3, and X4; $4000 off MSRP on the BMW 5 series, i5, 7 series, 8 series, X5, X6, X7, and XM; and $5000 off MSRP on i7 and iX.
Eligible customers include Active Duty, Veterans, Retirees, Reservists, their immediate family members, and Active and Retired First Responders, including Emergency Medical Technicians, Firefighters, Law Enforcement Officers, Federal Law Enforcement Officers and Agents, and 911 Dispatchers. Qualification for the offer requires verification through ID.me to generate a Customer ID and Offer Code. Customers must take delivery by September 30, 2026. Offer is subject to change without prior notice. One offer per customer, per offer code, per calendar year for new BMW vehicles without a prior retail sale. Eligible customer or family member must be the purchaser. May be combined with other available offers.
Offer Expires: 09/30/2026
All lease and financing options are based upon dealer and program requirements and are subject to credit review and approval by BMW Financial Services NA, LLC.
Offer valid on purchase or lease of qualifying new model year 2022 or newer financed through BMW Financial Services, as well as model year 2018-2021 BMW Certified Pre-Owned vehicles. Subject to credit approval through BMW Financial Services and verification of graduation and employment. Recent graduate means graduation from an accredited college or university with a graduate, undergraduate, or associate's degree earned within the previous 24 months, or is eligible to graduate within the next 6 months and has a verifiable offer of employment. To qualify, you must have a minimum of 6 months of credit on file and no previous derogatory credit on any credit lines. Finance and lease terms based on credit score. BMW College Graduate Program incentive is non-transferable. Cannot be combined with certain other programs. See your BMW Client Advisor for most current program details
What kind of BMW finance rates can Brentwood drivers secure when they shop at our dealership? Our finance rates are among some of the most competitive in the area, and with our finance offers, we can help you secure the model you want at a rate that’ll be hard to find anywhere else. To get an exact quote for our finance rates, reach out to our finance team here at BMW of Santa Monica.
How do auto interest rates work in the first place? This topic can confuse many Culver City shoppers, so we’ve broken it down to make the topic much simpler. Auto loan interest rates are what the lender charges you for taking out a loan to purchase a car. They’ll set the interest rate at a certain percentage level, so whatever that percentage is, you’ll pay the loan back plus the interest rate. For example, if your interest rate is 7%, you’ll pay back however much you took out for a loan, minus the down payment, plus 7% of the loan amount each month.
Usually, the shorter the loan term, which is how long you choose to pay back the loan, the higher the monthly payment but the lower the interest rate is. The longer the loan term, the lower the monthly payment is but the higher the interest rate is.
When you hear someone say “APR” when referring to your auto finance loan, this refers to the “Annual Percentage Rate”. This is how much your loan costs, and it includes the interest rate and any other fees. Your credit score can affect how much your APR will be. Keep in mind that if you have a higher credit score, then your APR will be lower, but a lower credit score will usually mean a higher APR.
If you’re looking for better rates on your next loan, check out our offers, and see why we have the best BMW finance offers in SoCal!
One of the last things Venice drivers should know about auto loans is finance charges. The finance charge is essentially the sum of all the costs to finance the car of your choice. This includes the whole loan amount, the interest, the down payment, and other fees. For more information about finance charges or to have your auto interest rates explained, seek out our finance experts here at BMW of Santa Monica!
What’s an ideal auto rate for financing a vehicle? Los Angeles drivers looking to secure a new vehicle should try to get around 5%. Drivers who are looking for a pre-owned vehicle should try to get under 7%.
Take advantage of some of the best BMW finance offers in SoCal when you shop at BMW of Santa Monica. Contact us to see what our current offers are, and don’t forget to apply for financing online with us!
※$0 down payment offer on purchases and $0 capitalized cost reduction on leases applies to new model purchases and leases only for qualified buyers through BMW Financial Services at Fletcher Jones BMW of Santa Monica from September 1, 2026, through September 7, 2026. This offer requires no cash out-of-pocket at the time of purchase or lease. The sales price for purchases or gross capitalized cost for leases includes MSRP and any dealer mark-up starting at $43,000 and shall not exceed $75,000. The total purchase price shall include the sale price or, if a lease the gross capitalized cost, plus sales tax, registration fees, license fees, and documentation charges, all of which will be included in the financing agreement. No trade-in or trade-in equity is allowed. Purchase does not qualify for any rebates or any incentives.
†To qualify, this special internet offer must be presented upon arrival. Offer cannot be combined with any other promotional offers or incentives, except for the additional $2,000 towards your trade-in value offer. Available only to qualified customers through Kinecta and USC Credit Union. Not everyone will qualify. Finance charge begins to accrue on contract origination date. Not available on leases. Excludes New models. Eligible customers have the option to defer their first payment 90 days on qualifying retail contracts for 2025 and 2026 pre-owned BMW vehicles with a maximum of $75,000 finance term through Kinecta and USC Credit Union. Excludes previous purchases. No cash value. Valid September 1 - September 7, 2026 only. Must take delivery by September 7, 2026. Valid at Fletcher Jones BMW of Santa Monica. See dealer for details.
§To qualify, this special internet offer must be presented upon arrival. Can be combined with other Fletcher Jones Labor Day Sales Event offer. Excludes previous trade-ins/offers. No cash value. Valid September 1 - September 7, 2026 only. Must take delivery by September 7, 2026. Valid at Fletcher Jones BMW of Santa Monica. See dealer for details.
※$0 down payment offer on purchases and $0 capitalized cost reduction on leases applies to new model purchases and leases only for qualified buyers through BMW Financial Services at Fletcher Jones BMW of Santa Monica from September 1, 2026, through September 14, 2026. This offer requires no cash out-of-pocket at the time of purchase or lease. The sales price for purchases or gross capitalized cost for leases includes MSRP and any dealer mark-up starting at $43,000 and shall not exceed $75,000. The total purchase price shall include the sale price or, if a lease the gross capitalized cost, plus sales tax, registration fees, license fees, and documentation charges, all of which will be included in the financing agreement. No trade-in or trade-in equity is allowed. Purchase does not qualify for any rebates or any incentives.
†To qualify, this special internet offer must be presented upon arrival. Offer cannot be combined with any other promotional offers or incentives, except for the additional $2,000 towards your trade-in value offer. Available only to qualified customers through Kinecta and USC Credit Union. Not everyone will qualify. Finance charge begins to accrue on contract origination date. Not available on leases. Excludes New models. Eligible customers have the option to defer their first payment 90 days on qualifying retail contracts for 2025 and 2026 pre-owned BMW vehicles with a maximum of $75,000 finance term through Kinecta and USC Credit Union. Excludes previous purchases. No cash value. Valid September 1 - September 14, 2026 only. Must take delivery by September 14, 2026. Valid at Fletcher Jones BMW of Santa Monica. See dealer for details.
§To qualify, this special internet offer must be presented upon arrival. Can be combined with other Fletcher Jones Labor Day Sales Event offer. Excludes previous trade-ins/offers. No cash value. Valid September 1 - September 14, 2026 only. Must take delivery by September 14, 2026. Valid at Fletcher Jones BMW of Santa Monica. See dealer for details.
