Open Today Sales: 9 AM-8 PMOpen Today Service: 7 AM-7 PM
Location
1127 Santa Monica Blvd, Santa Monica, CA 90401
Location
1127 Santa Monica Blvd, Santa Monica, CA 90401
If you’ve found a new BMW that you can’t wait to drive around Pacific Palisades, then the next step is to review our offers for BMW finance rates. We’ll not only help you get the best offer for your BMW, but we’ll also make sure that your auto interest rates are explained in detail. That way, you can feel absolutely confident in the final decision you make. Let us help you secure your BMW at an excellent rate.
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Valid upon the purchase of your lease return. Eligible leases will receive an inspection report by BMW Financial Services, a completion of lease return receipt by BMW of Santa Monica and $500 which will be sent by check in the mail within 10 business days. At the customer’s request, the $500 may be applied toward excess wear & use charges assessed at lease return. Customer is responsible for any excess mileage, wear & use, and applicable turn-in fees through financed bank. Lease return does not imply commitment to pay any remaining payments on existing lease term. This offer must be mentioned at time of inspection. Excludes previous trade-in/offers. No cash value. Offers valid only at BMW of Santa Monica. Certain exclusions may apply. See dealer for complete details.
Offer expires: 08/02/2026
Through August 2, 2026, 0.90% APR financing for up to 24 monthly payments of $42.06 for every $1,000 financed, and 0.90% APR financing for up to 60 monthly payments of $17.05 for every $1,000 financed on new 2026 BMW i7 eDrive50, i7 xDrive60, i7 M70, X1 xDrive28i, X3 30 xDrive, X5 sDrive40i, X5 xDrive40i, X5 xDrive50e, X5 M60i, 330i Sedan, 330i xDrive Sedan, 740i Sedan, 740i xDrive Sedan, 750e xDrive Sedan, 760i xDrive Sedan models is available from participating BMW Centers to well qualified customers who meet BMW Financial Services NA, LLC credit requirements. No down payment required for well qualified customers. Not all customers will qualify for down payment waiver or lowest rate. Other rates and payment terms available. All offers are subject to dealer participation. Offers valid through August 2, 2026. Visit your authorized BMW Center for important details.
Offer expires: 08/02/2026
Offers available to qualified customers who lease or finance through BMW Financial Services NA, LLC. Loyalty offer limited to customers who have owned or leased a BMW model in the last 12 months. In order to qualify for a BMW Loyalty Credit, loyal current or former BMW owners or lessees must show proof of ownership or BMW Financial Services NA, LLC account number and qualify for credit approval. Available Loyalty Offers: 2025/2026 2 Series Coupe (230i, M240i)/2 Series Gran Coupe (228i, M235i xDrive)/X1/X3 ($1,000 Bonus), 2026 3 Series (330i, M340i)/4 Series (430i Coupe, M440i Coupe, 430i Convertible, M440i Convertible, 430i Gran Coupe, M440i Gran Coupe)/i4 ($1,000 Bonus), 2025 3 Series (330i, M340i)/4 Series (430i Coupe, M440i Coupe, 430i Convertible, M440i Convertible, 430i Gran Coupe, M440i Gran Coupe)/i4/X4 (xDrive30i, M40i) ($2,000 Bonus), 2025/2026 5 Series (530i, 540i xDrive)/i5/X5 (sDrive40i, xDrive40i, xDrive50e, M60i)/X6 (xDrive40i, M60i)/X7 (xDrive40i, M60i)/iX ($2,000 Bonus), 2025/2026 8 Series ($2,500 Bonus), 2025/2026 7 Series/i7 ($5,000 Bonus). Must take delivery by August 2, 2026. Availability of Loyalty Credits are subject to dealer participation. Visit your authorized BMW Center for important details.
Offer Expires: 08/02/2026
Eligible lease customers can receive a $500 lease credit on new MY25/MY26/MY27 BMWs leased through BMW Financial Services NA, LLC.
Eligible customers who finance new MY25/MY26/MY27 BMWs through BMW Financial Services NA, LLC combined with a promotional APR offer can receive a $500 purchase credit off MSRP. Promotional APR offers are available through BMW Financial Services NA, LLC and vary by model and model year. See your authorized BMW Center for important details regarding promotional APR offers on your selected BMW.
Eligible customers who purchase new MY25/MY26/MY27 BMWs with cash or who finance with financial institutions other than BMW Financial Services NA, LLC or who finance through BMW Financial Services NA, LLC without a promotional APR offer can receive the following purchase credits: $1500 off MSRP on the BMW 2 series, X1, and X2; $2500 off MSRP on the BMW 3 series, 4 series, and Z4; $3000 off MSRP on the BMW i4, X3, and X4; $4000 off MSRP on the BMW 5 series, i5, 7 series, 8 series, X5, X6, X7, and XM; and $5000 off MSRP on i7 and iX.
Eligible customers include Active Duty, Veterans, Retirees, Reservists, their immediate family members, and Active and Retired First Responders, including Emergency Medical Technicians, Firefighters, Law Enforcement Officers, Federal Law Enforcement Officers and Agents, and 911 Dispatchers. Qualification for the offer requires verification through ID.me to generate a Customer ID and Offer Code. Customers must take delivery by August 2, 2026. Offer is subject to change without prior notice. One offer per customer, per offer code, per calendar year for new BMW vehicles without a prior retail sale. Eligible customer or family member must be the purchaser. May be combined with other available offers.
Offer Expires: 08/02/2026
All lease and financing options are based upon dealer and program requirements and are subject to credit review and approval by BMW Financial Services NA, LLC.
Offer valid on purchase or lease of qualifying new model year 2022 or newer financed through BMW Financial Services, as well as model year 2018-2021 BMW Certified Pre-Owned vehicles. Subject to credit approval through BMW Financial Services and verification of graduation and employment. Recent graduate means graduation from an accredited college or university with a graduate, undergraduate, or associate's degree earned within the previous 24 months, or is eligible to graduate within the next 6 months and has a verifiable offer of employment. To qualify, you must have a minimum of 6 months of credit on file and no previous derogatory credit on any credit lines. Finance and lease terms based on credit score. BMW College Graduate Program incentive is non-transferable. Cannot be combined with certain other programs. See your BMW Client Advisor for most current program details
What kind of BMW finance rates can Brentwood drivers secure when they shop at our dealership? Our finance rates are among some of the most competitive in the area, and with our finance offers, we can help you secure the model you want at a rate that’ll be hard to find anywhere else. To get an exact quote for our finance rates, reach out to our finance team here at BMW of Santa Monica.
How do auto interest rates work in the first place? This topic can confuse many Culver City shoppers, so we’ve broken it down to make the topic much simpler. Auto loan interest rates are what the lender charges you for taking out a loan to purchase a car. They’ll set the interest rate at a certain percentage level, so whatever that percentage is, you’ll pay the loan back plus the interest rate. For example, if your interest rate is 7%, you’ll pay back however much you took out for a loan, minus the down payment, plus 7% of the loan amount each month.
Usually, the shorter the loan term, which is how long you choose to pay back the loan, the higher the monthly payment but the lower the interest rate is. The longer the loan term, the lower the monthly payment is but the higher the interest rate is.
When you hear someone say “APR” when referring to your auto finance loan, this refers to the “Annual Percentage Rate”. This is how much your loan costs, and it includes the interest rate and any other fees. Your credit score can affect how much your APR will be. Keep in mind that if you have a higher credit score, then your APR will be lower, but a lower credit score will usually mean a higher APR.
If you’re looking for better rates on your next loan, check out our offers, and see why we have the best BMW finance offers in SoCal!
One of the last things Venice drivers should know about auto loans is finance charges. The finance charge is essentially the sum of all the costs to finance the car of your choice. This includes the whole loan amount, the interest, the down payment, and other fees. For more information about finance charges or to have your auto interest rates explained, seek out our finance experts here at BMW of Santa Monica!
What’s an ideal auto rate for financing a vehicle? Los Angeles drivers looking to secure a new vehicle should try to get around 5%. Drivers who are looking for a pre-owned vehicle should try to get under 7%.
Take advantage of some of the best BMW finance offers in SoCal when you shop at BMW of Santa Monica. Contact us to see what our current offers are, and don’t forget to apply for financing online with us!
